CounterPointe Sustainable Real Estate
High Risk (D) — Insolar Honesty Grade
CounterPointe Sustainable Real Estate operates residential and commercial PACE programs primarily in Florida and Missouri. Like other PACE administrators, the senior-lien structure and contractor-driven origination produce significant documented consumer-harm patterns. Named in the March 2025 federal multi-state PACE class action.
Where this grade comes from
Public-record events
- Federal multi-state PACE class action filed March 2025 — CounterPointe named
- FL AG, MO AG: ongoing inquiries
- BBB rating: B-
- Documented elder financial abuse cases (FL)
/ Best for
Limited recommendation. Property owners considering PACE financing should evaluate conventional solar loan alternatives first.
/ Watch out for
PACE financing attaches as senior property-tax lien — disrupts refinancing and survives home sale. Compare to a conventional solar loan.
Have direct evidence of an issue with CounterPointe Sustainable Real Estate?
Report a new regulatory filing, court ruling, complaint pattern, or sales-practice issue. Verified submissions feed the next quarterly Honesty Index refresh. We only accept reports backed by documentation (filing numbers, screenshots, contracts).